As per the MEITY draft rules to amend the  Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021

1. Gaming companies need to identify the user and verify his/her identity based on RBI-mandated procedures (Part II (4A)(b)(iii))
2. Take active measures to prevent money laundering by its users (Part II (3)(1)(b)(ii)

• Under the guidelines, gaming companies must perform KYC checks on every user.
• These checks must be done for both existing and new customers on an ongoing basis.
• Gaming companies are required to follow RBI guidelines:
  • Officially Valid Documents (In guidelines main focus is on Aadhaar-based mechanisms- offline/ online verifications)
  • Watchlist- UN, FATF, and others, Adverse Media, and Political Exposure Screenings
  • Video-Based Customer Identification Process (VCIP)
  • Central KYC Registry (CKYCR) checks where applicable
  • Any other reliable medium – simplified measures like electricity bill, telephone bill, etc.

The regulations are for gaming apps that ask users to deposit the expectation of winning. This could be interpreted as Real Money Games or those asking users to buy tokens.

The rules aren’t clear yet – the current draft rules allow digital verification via an active Indian mobile number. However, RBI guidelines mandate an In-Person Verification (IPV) or VCIP.

RBI has been cracking down on various forms of money laundering, and AML checks not only to prevent sanctioned individuals from participating but also those on various defaulter lists. It is mandated as per PMLA guidelines.

Your customers can check if their information was compromised. With our Data Breach API, customers can understand if any previous breach had occurred or if their data is being used elsewhere without their consent. This will prevent further fraud.

The customer can provide the required data needed to the Data Breach API. The API uses an AI-based decision rule engine to find and check if that user’s data has been used anywhere on the internet. It also ensures that consent has not been given for any such use. An output is generated containing the type, place, and reference article.

The data is not stored after the process. It is only used to check if it has been used by any websites on the internet without consent. Once the process is over, the data is no longer stored or used by us. Our API complies with all data privacy regulations and respects our users’ right to privacy.

There is minimal to zero chance of any error in the process. The data is checked using our completely reliable AI-based decision engine API. Using our other APIs, the data is double-checked with the government’s system, and the response is generated, rendering the process precise and error-free.

You can verify if a customer is legit or not. With our OCR API, you can extract the OVD  details provided by a customer. This data can be retrieved and checked for credibility. This will protect you from fraudsters.

Once the user provides the scanned copy or image of the OVD or other documents, the API extracts the data with the use of an AI-based decision engine. The extracted data is verified using other APIs. You will be provided with a response with the required details.

There is minimal to zero chances of any error in the extraction. The data is obtained using our completely reliable AI-based decision engine API. Using our other APIs the data is double-checked with the government’s system and the response is generated rendering the process precise and error-free.

You only need the clear scanned image or photo of the OVD or other documents for this API to work. If the image is blurry, the extraction will be stopped. We do not compromise with precision as it may increase the risk.

The API has only one requirement. It requires the consumer number associated with the individual.

Signzy’s AI-driven Verification API handles the entire process of Electricity Bill verification in mere seconds.

All the data present on the Electricity Bill can be verified by the Electricity Bill Verification API. This includes name, address, etc.

Yes. This API only checks the input and retrieved data from the government databases. It does not store any of the data obtained. This protects the process from any data leakage or risk.

The Digilocker API integration streamlines the process of document verification and access, enhancing efficiency and speed. By connecting with Digi Locker, businesses and government agencies can directly access and verify officially valid documents (OVDs) stored in the user’s DigiLocker account. This eliminates the need for physical document submission and manual verification, making processes like application submissions, identity verification, and service delivery faster and more convenient. Furthermore, since DigiLocker is a government-approved platform, the documents retrieved are already authenticated, reducing the risk of fraud.

Customers are redirected to a Digilocker page. There they provide their Aadhaar number, using which an OTP is generated on the linked number. They are then presented with a consent popup, and on agreeing to that, the API then fetches the required documents or information from Digilocker. This can be used for further processing. Detailed Digilocker API documentation is provided as well.

The data is directly retrieved from Digilocker and therefore is the information that is available with the government. Digilocker is safe from a customer perspective too. In addition, there are no any blurry images or incomplete data, ensuring that the process accurate, precise and fast.

All the contract URLs are deleted from the Signzy system, irrespective of whether the contract is signed or unsigned, and that contract ID will become invalid.

When a particular signer fails to sign the contract multiple times, then the failure transaction details will be posted into the signer callback URL. Based on the failure transaction details, the contract initiator can delete the particular signer using the delete signer API. Once the e-signer is deleted from the system, its URL will expire. Afterward, an email will be triggered to the next signer to sign the e-contract from their end.

This could be due to the following reason :

• Too many signers and digital signatures are involved, and the generation of an audit trail takes time. Eventually, the e-contract status will be completed.
• Our server might be down for maintenance at odd times, and the finished contracts are in queue for processing. When it is up, the e-contract status gets updated with all the info.

Yes. Multiple parties can sign independently on the same agreement at different times. But this time can be limited. If not required, then the entire process can be synchronized.

If the match fails, there is an option to delete the e-signer and the digital signature. We can then proceed with the contracting flow with the rest of the signers involved.

Electronic Stamping, also known as e-stamping, is a method to pay government non-judicial stamp duty electronically. E-Stamping was launched to enhance the stamp duty payment method. Stock Holding Corporation of India Limited (SHCIL) is responsible for all the e-Stamps utilized in the country. SHCIL is a body appointed by the Central Government. It is also responsible for the maintenance of records.

Stamp Papers are utilized for creating agreements/contracts as well as affidavits. Every agreement, from office rental to vehicle lease agreements, must be printed on stamp paper. Contracts comprise everyday business transactions in almost all industries. On the other hand, affidavits are commonly used by regulatory bodies to issue circulars. E-Stamping can be used in all these fields for faster and better results.

esign integration is easy! Once you receive the link to the inquiry form, access it and fill in your details. After this, proceed with the option of integrating Signzy’s e-Stamping API. Next, provide the documents that require e-Stamping. The API will verify the details and continue the process.

e stamp paper & e-stamping is now supported in the following states and union territories:

• Andaman & Nicobar
• Andhra Pradesh
• Assam
• Bihar
• Chhattisgarh
• Delhi
• Gujarat
• Himachal Pradesh
• Jammu & Kashmir
• Jharkhand
• Karnataka
• Kerala
• Madhya Pradesh
• Maharashtra
• Meghalaya
• Odisha
• Puducherry
• Punjab
• Rajasthan
• Tamil Nadu
• Tripura
• Uttar Pradesh
• West Bengal

Under the Information Technology Act, 2000, particularly Section 10-A, an electronic contract is valid and enforceable. Therefore, e-agreements are valid under a court of law and are also eligible for stamp duty.

Our API can verify salary details of an employee in addition to all the other information present in the EPFO passbook. It also performs UAN checks.

For OTP based checks the requirement is a UAN number, and the mobile number linked to this UAN as the OTP will be sent to this number.

The EPFO API is primarily used by the lending and banking industries to determine an individual’s financial health. It can also be used for underwriting and in other sectors.

Our UAN Verification API has a high success rate, ensuring accurate proof of employment details. It provides quick results within a short response time (usually 1-5 seconds), making it an efficient tool for job verification.

UAN Verification is a process that helps to verify an individual’s employment history. It validates the legitimacy of claimed ex-employer details to ensure a reliable background check for employers. UAN API verifies the organization name, tenure of employment, and salary details.

UAN Verification provides an additional layer of security for the employee verification system. It offers real-time and instant verification, significantly reducing the turnaround time for a faster employment verification process. It is easily integrable with a plug-and-play model and verifies multiple data points, including employment details along with tenure and identity check with EPFO database.

UAN Verification can be used for background checks during employment verification. It helps in validating employment details and ensures authenticity with proof of employment documents. It can also be utilized for verifying employment history for credit applications, loan processing, or any other scenario that requires employment documentation.